Insurance Claim Guides

Aftermarket power systems disappear from claims because nobody photographed them. Here is exactly what to record before a shop opens a wall, and why it pays later.

7 min read

Carriers total a trailer on a formula, not a feeling. Here is how repair cost, salvage and value interact, and why a fifth wheel gets totaled sooner than you expect.

7 min read

The valuation basis on your RV policy decides what a total loss pays. Here is how agreed value, stated value and actual cash value differ, and which one you actually have.

7 min read

Two claim line items owners rarely think about until they cost real money. What storage accrues, what loss of use covers on an RV, and how to keep both from becoming yours.

7 min read

California law gives the vehicle owner the right to choose the repair facility. Here is what steering sounds like, what a carrier can require, and how to hold the line.

6 min read

Delamination is priced wrong more often than any other RV damage. Here are the five scoping errors that show up on estimates and what a correct scope contains.

7 min read

Betterment is the share of a roof replacement a carrier says you owe because the new roof outlasts the old one. Here is how it is calculated and when it is negotiable.

7 min read

Photo estimates on RVs miss structure, systems and lamination by design. Here is what a camera cannot see, what an adjuster is weighing, and how to get to a real number.

7 min read

A shop floor look at how an RV repair supplement is built after teardown, what documentation the carrier wants, and how West Covina owners keep approval moving.

7 min read